There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Thanedar Barubagh branch in Simla, Simla, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Simla or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0004304. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Thanedar Barubagh, Simla
Below in the table are the key details related to IFSC Code HDFC0004304 of Hdfc Bank for its branch located in Simla, within the district of Simla in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004304 |
| Branch | Thanedar Barubagh |
| City | Simla |
| District | Simla |
| State | Himachal Pradesh |
| Address | Hdfc Bank Ltd Vpo Thanedar District Shimla Shimla Himachal Pradesh 172030 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Simla for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004304 for the Thanedar Barubagh branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0004304 is given to every bank branch, including Hdfc Bank located in Thanedar Barubagh, Simla, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Simla.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Simla and Simla.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Thanedar Barubagh doesn't end up at another location.
Format of the IFSC Code HDFC0004304
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thanedar Barubagh in Simla.
For example, the IFSC Code HDFC0004304 of Hdfc Bank for the Thanedar Barubagh branch includes these elements, identifying the bank and the branch location in Simla and Himachal Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0004304 of Hdfc Bank for its Thanedar Barubagh branch located in Simla, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Simla and Simla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Thanedar Barubagh or Simla to get the exact IFSC Code HDFC0004304.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Simla, then it will provide you proper information.
How to Use IFSC Code HDFC0004304 for Online Transfers?
If you have the IFSC Code HDFC0004304 for the Thanedar Barubagh branch of Hdfc Bank in Simla, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0004304. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0004304.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Thanedar Barubagh in Simla, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Thanedar Barubagh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Simla to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004304.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Vpo Thanedar District Shimla Shimla Himachal Pradesh 172030 located in Simla, Simla, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.