The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Naugarh Ii branch in Siddharthnagar, Siddharthnagar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Siddharthnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0007084. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Naugarh Ii, Siddharthnagar

Here are the key points that are associated with the IFSC Code HDFC0007084 of Hdfc Bank for its branch located in Siddharthnagar, within the district of Siddharthnagar in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007084
Branch Naugarh Ii
City Siddharthnagar
District Siddharthnagar
State Uttar Pradesh
Address Grd And 1St Floor Khasara No 152 Tetari Bazar Anoop Nagar Bansi Road Siddharthnagar Uttar Pradesh 272205

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Siddharthnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0007084 for the Naugarh Ii branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Naugarh Ii, Siddharthnagar, Uttar Pradesh, are allotted a unique IFSC like HDFC0007084 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Siddharthnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Siddharthnagar and Siddharthnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Naugarh Ii reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0007084

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naugarh Ii in Siddharthnagar.

For example, the IFSC Code HDFC0007084 of Hdfc Bank for the Naugarh Ii branch includes these elements, identifying the bank and the branch location in Siddharthnagar and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0007084 of Hdfc Bank for its Naugarh Ii branch located in Siddharthnagar, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Siddharthnagar and Siddharthnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Naugarh Ii or Siddharthnagar to get the exact IFSC Code HDFC0007084.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Siddharthnagar, then it will provide you proper information.

How to Use IFSC Code HDFC0007084 for Online Transfers?

Once you have the IFSC Code HDFC0007084 for the Naugarh Ii branch of Hdfc Bank in Siddharthnagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007084. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007084.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Naugarh Ii in Siddharthnagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Naugarh Ii, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Siddharthnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Naugarh Ii, Siddharthnagar?

The IFSC Code is HDFC0007084.

Is the IFSC Code HDFC0007084 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Naugarh Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Naugarh Ii branch?

The address of the branch is Grd And 1St Floor Khasara No 152 Tetari Bazar Anoop Nagar Bansi Road Siddharthnagar Uttar Pradesh 272205 located in Siddharthnagar, Siddharthnagar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.