Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Central Market Sivasagar branch in Sibsagar, Sibsagar, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Sibsagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0009145. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Central Market Sivasagar, Sibsagar
Below in the table are the key details related to IFSC Code HDFC0009145 of Hdfc Bank for its branch located in Sibsagar, within the district of Sibsagar in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009145 |
| Branch | Central Market Sivasagar |
| City | Sibsagar |
| District | Sibsagar |
| State | Assam |
| Address | Hdfc Bank Ltd Grnd And Mezz Floor M D Arcade Dutta Villa H C B Road Central Market Sivasagar Assam 785640 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Sibsagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0009145 for the Central Market Sivasagar branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Central Market Sivasagar, Sibsagar, Assam, is provided with a unique IFSC like HDFC0009145 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Sibsagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sibsagar and Sibsagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Central Market Sivasagar do not get mixed with another location.
Format of the IFSC Code HDFC0009145
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Central Market Sivasagar in Sibsagar.
For example, the IFSC Code HDFC0009145 of Hdfc Bank for the Central Market Sivasagar branch includes these elements, identifying the bank and the branch location in Sibsagar and Assam accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0009145 of Hdfc Bank for its Central Market Sivasagar branch located in Sibsagar, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Sibsagar and Sibsagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Central Market Sivasagar or Sibsagar to get the exact IFSC Code HDFC0009145.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Sibsagar, you'll get the correct details.
How to Use IFSC Code HDFC0009145 for Online Transfers?
Once you have the IFSC Code HDFC0009145 for the Central Market Sivasagar branch of Hdfc Bank in Sibsagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0009145. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009145.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Central Market Sivasagar in Sibsagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Central Market Sivasagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sibsagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0009145.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Grnd And Mezz Floor M D Arcade Dutta Villa H C B Road Central Market Sivasagar Assam 785640 located in Sibsagar, Sibsagar, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.