There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Bhinga branch in Shravasti, Bhinga, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Shravasti or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0002638. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Bhinga, Shravasti

Here are the key points that are associated with the IFSC Code HDFC0002638 of Hdfc Bank for its branch located in Shravasti, within the district of Bhinga in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002638
Branch Bhinga
City Shravasti
District Bhinga
State Uttar Pradesh
Address Hdfc Bank Ltd., 2567-15, Nai Bazar, Behraich Road, Bhinga, Shravasti Uttar Pradesh 271831

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Shravasti for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002638 for the Bhinga branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Bhinga, Shravasti, Uttar Pradesh, are allotted a unique IFSC like HDFC0002638 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shravasti.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shravasti and Bhinga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Bhinga reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code HDFC0002638

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhinga in Shravasti.

For example, the IFSC Code HDFC0002638 of Hdfc Bank for the Bhinga branch includes these elements, identifying the bank and the branch location in Shravasti and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002638 of Hdfc Bank for its Bhinga branch located in Shravasti, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Shravasti and Bhinga, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Bhinga or Shravasti to get the exact IFSC Code HDFC0002638.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Shravasti, you'll get the correct details.

How to Use IFSC Code HDFC0002638 for Online Transfers?

Once you have the IFSC Code HDFC0002638 for the Bhinga branch of Hdfc Bank in Shravasti, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002638. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0002638.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Bhinga in Shravasti, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Bhinga, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shravasti manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Bhinga Shravasti?

The IFSC Code of the Bhinga Shravasti branch is HDFC0002638.

Is IFSC Code HDFC0002638 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Bhinga branch?

The branch is located at Hdfc Bank Ltd., 2567-15, Nai Bazar, Behraich Road, Bhinga, Shravasti Uttar Pradesh 271831.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.