The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Kotwali Road Shivpuri branch in Shivpuri, Shivpuri, Madhya Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Shivpuri or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0008082. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Kotwali Road Shivpuri, Shivpuri
Here are the key points that are associated with the IFSC Code HDFC0008082 of Hdfc Bank for its branch located in Shivpuri, within the district of Shivpuri in the state of Madhya Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008082 |
| Branch | Kotwali Road Shivpuri |
| City | Shivpuri |
| District | Shivpuri |
| State | Madhya Pradesh |
| Address | Grd Floor Khasra No 456 Custom Gate Kotwali Road Shivpuri Madhya Pradesh 473551 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Shivpuri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008082 for the Kotwali Road Shivpuri branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kotwali Road Shivpuri, Shivpuri, Madhya Pradesh, are allotted a unique IFSC like HDFC0008082 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Shivpuri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Shivpuri and Shivpuri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Kotwali Road Shivpuri reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.
Format of the IFSC Code HDFC0008082
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kotwali Road Shivpuri in Shivpuri.
For example, the IFSC Code HDFC0008082 of Hdfc Bank for the Kotwali Road Shivpuri branch includes these elements, identifying the bank and the branch location in Shivpuri and Madhya Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0008082 of Hdfc Bank for its Kotwali Road Shivpuri branch located in Shivpuri, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Shivpuri and Shivpuri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Kotwali Road Shivpuri or Shivpuri to find the exact IFSC Code HDFC0008082.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Shivpuri will provide accurate information.
How to Use IFSC Code HDFC0008082 for Online Transfers?
Once you have the IFSC Code HDFC0008082 for the Kotwali Road Shivpuri branch of Hdfc Bank in Shivpuri, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0008082. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008082.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kotwali Road Shivpuri in Shivpuri may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kotwali Road Shivpuri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Shivpuri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008082.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd Floor Khasra No 456 Custom Gate Kotwali Road Shivpuri Madhya Pradesh 473551 located in Shivpuri, Shivpuri, Madhya Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.