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IFSC Code of Hdfc Bank, Gopal Gawda Ext Shimoga, Shimoga, Karnataka — HDFC0006232

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Gopal Gawda Ext Shimoga branch in Shimoga, Shimoga, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Shimoga or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code HDFC0006232. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gopal Gawda Ext Shimoga, Shimoga

Here are the main details that are associated with the IFSC Code HDFC0006232 of Hdfc Bank for its branch located in Shimoga, within the district of Shimoga in the state of Karnataka.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006232
Branch Gopal Gawda Ext Shimoga
City Shimoga
District Shimoga
State Karnataka
Address Shanthala Enclave 100 Ft Main Road Opp Lic Office Gopala Gowda Extension Shimoga Karnataka 577204

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Shimoga for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006232 for the Gopal Gawda Ext Shimoga branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Gopal Gawda Ext Shimoga, Shimoga, Karnataka, are allotted a unique IFSC like HDFC0006232 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Shimoga.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Shimoga and Shimoga.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Gopal Gawda Ext Shimoga reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code HDFC0006232

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopal Gawda Ext Shimoga in Shimoga.

For example, the IFSC Code HDFC0006232 of Hdfc Bank for the Gopal Gawda Ext Shimoga branch includes these elements, identifying the bank and the branch location in Shimoga and Karnataka correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0006232 of Hdfc Bank for its Gopal Gawda Ext Shimoga branch located in Shimoga, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Shimoga and Shimoga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Gopal Gawda Ext Shimoga or Shimoga to find the exact IFSC Code HDFC0006232.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Shimoga will provide accurate information.

How to Use IFSC Code HDFC0006232 for Online Transfers?

Once you have the IFSC Code HDFC0006232 for the Gopal Gawda Ext Shimoga branch of Hdfc Bank in Shimoga, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006232. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0006232.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Gopal Gawda Ext Shimoga in Shimoga, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Gopal Gawda Ext Shimoga, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Shimoga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Gopal Gawda Ext Shimoga, Shimoga?

The IFSC Code is HDFC0006232.

Is the IFSC Code HDFC0006232 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Gopal Gawda Ext Shimoga?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopal Gawda Ext Shimoga branch?

The address of the branch is Shanthala Enclave 100 Ft Main Road Opp Lic Office Gopala Gowda Extension Shimoga Karnataka 577204 located in Shimoga, Shimoga, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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