Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Marhaura branch in Saran, Marhaura, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Saran or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0008317. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Marhaura, Saran

Here are the key points that are associated with the IFSC Code HDFC0008317 of Hdfc Bank for its branch located in Saran, within the district of Marhaura in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008317
Branch Marhaura
City Saran
District Marhaura
State Bihar
Address Grd Floor Sumitra Nand Complex Near Sdm Residence Besides Reliance Trends Marhaura Marhaura Bihar 841418

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Saran for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008317 for the Marhaura branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0008317 is given to every bank branch, including Hdfc Bank located in Marhaura, Saran, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Saran.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Saran and Marhaura.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Marhaura doesn't end up at another location.

Format of the IFSC Code HDFC0008317

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Marhaura in Saran.

For example, the IFSC Code HDFC0008317 of Hdfc Bank for the Marhaura branch includes these elements, identifying the bank and the branch location in Saran and Bihar accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0008317 of Hdfc Bank for its Marhaura branch located in Saran, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Saran and Marhaura, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Marhaura or Saran to get the exact IFSC Code HDFC0008317.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Saran, then it will provide you proper information.

How to Use IFSC Code HDFC0008317 for Online Transfers?

Once you have the IFSC Code HDFC0008317 for the Marhaura branch of Hdfc Bank in Saran, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008317. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0008317.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Marhaura in Saran, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Marhaura, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saran manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Marhaura, Saran?

The IFSC Code is HDFC0008317.

Is the IFSC Code HDFC0008317 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Marhaura?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Marhaura branch?

The address of the branch is Grd Floor Sumitra Nand Complex Near Sdm Residence Besides Reliance Trends Marhaura Marhaura Bihar 841418 located in Saran, Marhaura, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.