Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Adityapur branch in Saraikela-Kharsawan, Adityapur, or Jharkhand, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Saraikela-Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code HDFC0002484. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Adityapur, Saraikela-Kharsawan
Here are some of the key details that come with the IFSC Code HDFC0002484 of Hdfc Bank for its branch located in Saraikela-Kharsawan, within the district of Adityapur in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0002484 |
| Branch | Adityapur |
| City | Saraikela-Kharsawan |
| District | Adityapur |
| State | Jharkhand |
| Address | Hdfc Bank Ltd.,Shop No 1-9 Shiv Ranjani Complex,Ad Ityapur, Tata Kandra Adityapur Main Road Seraikela-Kharsawan Jharkhand 831013 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Saraikela-Kharsawan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002484 for the Adityapur branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Adityapur, Saraikela-Kharsawan, Jharkhand, is provided a unique IFSC like HDFC0002484 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Saraikela-Kharsawan.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Saraikela-Kharsawan and Adityapur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Adityapur do not get misguided to another person.
Format of the IFSC Code HDFC0002484
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adityapur in Saraikela-Kharsawan.
For example, the IFSC Code HDFC0002484 of Hdfc Bank for the Adityapur branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand correctly.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0002484 of Hdfc Bank for its Adityapur branch located in Saraikela-Kharsawan, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Saraikela-Kharsawan and Adityapur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Adityapur or Saraikela-Kharsawan to get the exact IFSC Code HDFC0002484.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Saraikela-Kharsawan, you'll get the correct details.
How to Use IFSC Code HDFC0002484 for Online Transfers?
Once you have the IFSC Code HDFC0002484 for the Adityapur branch of Hdfc Bank in Saraikela-Kharsawan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0002484. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002484.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Adityapur in Saraikela-Kharsawan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Adityapur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Saraikela-Kharsawan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0002484.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd.,Shop No 1-9 Shiv Ranjani Complex,Ad Ityapur, Tata Kandra Adityapur Main Road Seraikela-Kharsawan Jharkhand 831013 located in Saraikela-Kharsawan, Adityapur, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.