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IFSC Code of Hdfc Bank, Khadial, Sunam, Punjab — HDFC0003586

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Khadial branch in Sangrur, Sunam, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Sangrur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0003586. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Khadial, Sangrur

Below in the table are the key details related to IFSC Code HDFC0003586 of Hdfc Bank for its branch located in Sangrur, within the district of Sunam in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0003586
Branch Khadial
City Sangrur
District Sunam
State Punjab
Address Vpo Khadial, Tehsil Sunam, Dist. Sangrur, Punjab Sangrur Punjab 148028

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Sangrur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003586 for the Khadial branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0003586 is given to every bank branch, including Hdfc Bank located in Khadial, Sangrur, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Sangrur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Sangrur and Sunam.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Khadial doesn't end up at another location.

Format of the IFSC Code HDFC0003586

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khadial in Sangrur.

For example, the IFSC Code HDFC0003586 of Hdfc Bank for the Khadial branch includes these elements, identifying the bank and the branch location in Sangrur and Punjab accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0003586 of Hdfc Bank for its Khadial branch located in Sangrur, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Sangrur and Sunam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Khadial or Sangrur to find the exact IFSC Code HDFC0003586.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Sangrur will provide accurate information.

How to Use IFSC Code HDFC0003586 for Online Transfers?

Once you have the IFSC Code HDFC0003586 for the Khadial branch of Hdfc Bank in Sangrur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0003586. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0003586.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Khadial in Sangrur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khadial, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangrur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Khadial, Sangrur?

The IFSC Code is HDFC0003586.

Is the IFSC Code HDFC0003586 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Khadial?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khadial branch?

The address of the branch is Vpo Khadial, Tehsil Sunam, Dist. Sangrur, Punjab Sangrur Punjab 148028 located in Sangrur, Sunam, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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