Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Raiwala branch in Saharanpur, Saharanpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0009650. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Raiwala, Saharanpur
The table below shows the main details of the IFSC Code HDFC0009650 for the Hdfc Bank branch in Saharanpur, which falls under the Saharanpur district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0009650 |
| Branch | Raiwala |
| City | Saharanpur |
| District | Saharanpur |
| State | Uttar Pradesh |
| Address | Bldg No8 2351 Frnt Portion Adjcent Union Bank New Pratap Ngr Raiwala Saharanpur Uttar Pradesh 247001 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Saharanpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0009650 for the Raiwala branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0009650 is given to every bank branch, including Hdfc Bank located in Raiwala, Saharanpur, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Saharanpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Saharanpur and Saharanpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Raiwala doesn't end up at another location.
Format of the IFSC Code HDFC0009650
The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiwala in Saharanpur.
For example, the IFSC Code HDFC0009650 of Hdfc Bank for the Raiwala branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh correctly.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0009650 of Hdfc Bank for its Raiwala branch located in Saharanpur, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Saharanpur and Saharanpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Raiwala or Saharanpur to get the exact IFSC Code HDFC0009650.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Saharanpur, then it will provide you proper information.
How to Use IFSC Code HDFC0009650 for Online Transfers?
Once you have the IFSC Code HDFC0009650 for the Raiwala branch of Hdfc Bank in Saharanpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0009650. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009650.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Raiwala in Saharanpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Raiwala, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Saharanpur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0009650.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bldg No8 2351 Frnt Portion Adjcent Union Bank New Pratap Ngr Raiwala Saharanpur Uttar Pradesh 247001 located in Saharanpur, Saharanpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.