For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Byrnihat branch in Ri Bhoi, Burnihat, Meghalaya, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Ri Bhoi or anywhere in Meghalaya can transfer funds instantly by using the correct IFSC Code HDFC0001963. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Byrnihat, Ri Bhoi
Here are the main details that are associated with the IFSC Code HDFC0001963 of Hdfc Bank for its branch located in Ri Bhoi, within the district of Burnihat in the state of Meghalaya.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0001963 |
| Branch | Byrnihat |
| City | Ri Bhoi |
| District | Burnihat |
| State | Meghalaya |
| Address | Hdfc Bank Ltd. Borbhuin, 15Th Mile G.S. Road Byrnihat 793101 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Ri Bhoi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001963 for the Byrnihat branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Byrnihat, Ri Bhoi, Meghalaya, is provided with a unique IFSC like HDFC0001963 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Ri Bhoi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ri Bhoi and Burnihat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Meghalaya and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Byrnihat do not get mixed with another location.
Format of the IFSC Code HDFC0001963
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Byrnihat in Ri Bhoi.
For example, the IFSC Code HDFC0001963 of Hdfc Bank for the Byrnihat branch includes these elements, identifying the bank and the branch location in Ri Bhoi and Meghalaya accurately.
How to Find IFSC Code for Hdfc Bank?
If you are looking for the IFSC Code HDFC0001963 of Hdfc Bank for its Byrnihat branch located in Ri Bhoi, the following methods can help:
Cheque Book
The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Hdfc Bank branches in Ri Bhoi and Burnihat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Byrnihat or Ri Bhoi to get the exact IFSC Code HDFC0001963.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Ri Bhoi, then it will provide you proper information.
How to Use IFSC Code HDFC0001963 for Online Transfers?
Once you have the IFSC Code HDFC0001963 for the Byrnihat branch of Hdfc Bank in Ri Bhoi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0001963. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001963.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Byrnihat in Ri Bhoi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Byrnihat, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ri Bhoi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0001963.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd. Borbhuin, 15Th Mile G.S. Road Byrnihat 793101 located in Ri Bhoi, Burnihat, Meghalaya.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.