For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch in Rajkot, Rajkot, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code HDFC0CRAJ10. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, The Co Op Bank Of Rajkot Ltd, Rajkot

Below in the table are the key details related to IFSC Code HDFC0CRAJ10 of Hdfc Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0CRAJ10
Branch The Co Op Bank Of Rajkot Ltd
City Rajkot
District Rajkot
State Gujarat
Address D K Complex Near Balak Hanuman Shifting Dateopp Water Tank Pedak Road Rajkot 7

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CRAJ10 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in The Co Op Bank Of Rajkot Ltd, Rajkot, Gujarat, are allotted a unique IFSC like HDFC0CRAJ10 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajkot.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in The Co Op Bank Of Rajkot Ltd reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code HDFC0CRAJ10

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Co Op Bank Of Rajkot Ltd in Rajkot.

For example, the IFSC Code HDFC0CRAJ10 of Hdfc Bank for the The Co Op Bank Of Rajkot Ltd branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0CRAJ10 of Hdfc Bank for its The Co Op Bank Of Rajkot Ltd branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Rajkot and Rajkot, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for The Co Op Bank Of Rajkot Ltd or Rajkot to get the exact IFSC Code HDFC0CRAJ10.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Rajkot, you'll get the correct details.

How to Use IFSC Code HDFC0CRAJ10 for Online Transfers?

Once you have the IFSC Code HDFC0CRAJ10 for the The Co Op Bank Of Rajkot Ltd branch of Hdfc Bank in Rajkot, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0CRAJ10. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CRAJ10.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank The Co Op Bank Of Rajkot Ltd in Rajkot, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in The Co Op Bank Of Rajkot Ltd, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajkot manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in The Co Op Bank Of Rajkot Ltd, Rajkot?

The IFSC Code is HDFC0CRAJ10.

Is the IFSC Code HDFC0CRAJ10 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank The Co Op Bank Of Rajkot Ltd?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the The Co Op Bank Of Rajkot Ltd branch?

The address of the branch is D K Complex Near Balak Hanuman Shifting Dateopp Water Tank Pedak Road Rajkot 7 located in Rajkot, Rajkot, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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