The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Kamothe Sec Xxi branch in Raigarh, Kharghar, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Raigarh or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0006482. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Kamothe Sec Xxi, Raigarh

Here are the main details that are associated with the IFSC Code HDFC0006482 of Hdfc Bank for its branch located in Raigarh, within the district of Kharghar in the state of Maharashtra.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006482
Branch Kamothe Sec Xxi
City Raigarh
District Kharghar
State Maharashtra
Address Grd Floor Shop No 1 To 5 Precious Emerald Plot No 27 Kamothe Sector 21 Navi Mumbai Kharghar Maharashtra 410209

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Raigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006482 for the Kamothe Sec Xxi branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kamothe Sec Xxi, Raigarh, Maharashtra, are allotted a unique IFSC like HDFC0006482 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Raigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Raigarh and Kharghar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Kamothe Sec Xxi reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code HDFC0006482

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamothe Sec Xxi in Raigarh.

For example, the IFSC Code HDFC0006482 of Hdfc Bank for the Kamothe Sec Xxi branch includes these elements, identifying the bank and the branch location in Raigarh and Maharashtra accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0006482 of Hdfc Bank for its Kamothe Sec Xxi branch located in Raigarh, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Raigarh and Kharghar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Kamothe Sec Xxi or Raigarh to get the exact IFSC Code HDFC0006482.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Raigarh, then it will provide you proper information.

How to Use IFSC Code HDFC0006482 for Online Transfers?

Once you have the IFSC Code HDFC0006482 for the Kamothe Sec Xxi branch of Hdfc Bank in Raigarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006482. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006482.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kamothe Sec Xxi in Raigarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kamothe Sec Xxi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Raigarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kamothe Sec Xxi, Raigarh?

The IFSC Code is HDFC0006482.

Is the IFSC Code HDFC0006482 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kamothe Sec Xxi?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kamothe Sec Xxi branch?

The address of the branch is Grd Floor Shop No 1 To 5 Precious Emerald Plot No 27 Kamothe Sector 21 Navi Mumbai Kharghar Maharashtra 410209 located in Raigarh, Kharghar, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.