There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Gharghoda branch in Raigarh, Gharghoda, Chhattisgarh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Raigarh or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code HDFC0007936. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gharghoda, Raigarh

Below in the table are the key details related to IFSC Code HDFC0007936 of Hdfc Bank for its branch located in Raigarh, within the district of Gharghoda in the state of Chhattisgarh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007936
Branch Gharghoda
City Raigarh
District Gharghoda
State Chhattisgarh
Address Grd Floor Khasra No 375 28 Kharsia Road Near Durga Mandir Gharghoda Gharghoda Chhattisgarh 496111

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Raigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007936 for the Gharghoda branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007936 is given to every bank branch, including Hdfc Bank located in Gharghoda, Raigarh, Chhattisgarh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Raigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Raigarh and Gharghoda.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Gharghoda doesn't end up at another location.

Format of the IFSC Code HDFC0007936

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gharghoda in Raigarh.

For example, the IFSC Code HDFC0007936 of Hdfc Bank for the Gharghoda branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0007936 of Hdfc Bank for its Gharghoda branch located in Raigarh, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Raigarh and Gharghoda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Gharghoda or Raigarh to get the exact IFSC Code HDFC0007936.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Raigarh, then it will provide you proper information.

How to Use IFSC Code HDFC0007936 for Online Transfers?

Once you have the IFSC Code HDFC0007936 for the Gharghoda branch of Hdfc Bank in Raigarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007936. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007936.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Gharghoda in Raigarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Gharghoda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Raigarh manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Gharghoda, Raigarh?

The IFSC Code is HDFC0007936.

Is the IFSC Code HDFC0007936 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Gharghoda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gharghoda branch?

The address of the branch is Grd Floor Khasra No 375 28 Kharsia Road Near Durga Mandir Gharghoda Gharghoda Chhattisgarh 496111 located in Raigarh, Gharghoda, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.