There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Dhimrapur Road Raigarh branch in Raigarh, Raigarh, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Raigarh or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code HDFC0007478. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Dhimrapur Road Raigarh, Raigarh
Below in the table are the key details related to IFSC Code HDFC0007478 of Hdfc Bank for its branch located in Raigarh, within the district of Raigarh in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0007478 |
| Branch | Dhimrapur Road Raigarh |
| City | Raigarh |
| District | Raigarh |
| State | Chhattisgarh |
| Address | Hdfc Bank Ltd Shyam Tower Dhimrapur Road Jagatpur In Front Of Krishna Complex Raigarh Chhattisgarh 496001 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Raigarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007478 for the Dhimrapur Road Raigarh branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Dhimrapur Road Raigarh, Raigarh, Chhattisgarh, is provided with a unique IFSC like HDFC0007478 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Raigarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Raigarh and Raigarh.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Dhimrapur Road Raigarh do not get mixed with another location.
Format of the IFSC Code HDFC0007478
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhimrapur Road Raigarh in Raigarh.
For example, the IFSC Code HDFC0007478 of Hdfc Bank for the Dhimrapur Road Raigarh branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0007478 of Hdfc Bank for its Dhimrapur Road Raigarh branch located in Raigarh, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Raigarh and Raigarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Dhimrapur Road Raigarh or Raigarh to get the exact IFSC Code HDFC0007478.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Raigarh that will provide accurate information.
How to Use IFSC Code HDFC0007478 for Online Transfers?
Once you have the IFSC Code HDFC0007478 for the Dhimrapur Road Raigarh branch of Hdfc Bank in Raigarh, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0007478. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0007478.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Dhimrapur Road Raigarh in Raigarh, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Dhimrapur Road Raigarh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Raigarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0007478.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Hdfc Bank Ltd Shyam Tower Dhimrapur Road Jagatpur In Front Of Krishna Complex Raigarh Chhattisgarh 496001 located in Raigarh, Raigarh, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.