There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Dharamjaigarh branch in Raigarh, Dharamjaigarh, Chhattisgarh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Raigarh or anywhere in Chhattisgarh can easily transfer funds instantly by using the correct IFSC Code HDFC0008763. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Dharamjaigarh, Raigarh
Here are the key points that are associated with the IFSC Code HDFC0008763 of Hdfc Bank for its branch located in Raigarh, within the district of Dharamjaigarh in the state of Chhattisgarh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008763 |
| Branch | Dharamjaigarh |
| City | Raigarh |
| District | Dharamjaigarh |
| State | Chhattisgarh |
| Address | Plot No 1210 8 1211 4 Near Janpad Panchayat Raigarh Road Dharamjaigarh Dharamjaigarh Chhattisgarh 496116 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Raigarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008763 for the Dharamjaigarh branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0008763 is given to every bank branch, including Hdfc Bank located in Dharamjaigarh, Raigarh, Chhattisgarh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Raigarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Raigarh and Dharamjaigarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Chhattisgarh and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Dharamjaigarh doesn't end up at another location.
Format of the IFSC Code HDFC0008763
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dharamjaigarh in Raigarh.
For example, the IFSC Code HDFC0008763 of Hdfc Bank for the Dharamjaigarh branch includes these elements, identifying the bank and the branch location in Raigarh and Chhattisgarh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0008763 of Hdfc Bank for its Dharamjaigarh branch located in Raigarh, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Raigarh and Dharamjaigarh, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Dharamjaigarh or Raigarh to get the exact IFSC Code HDFC0008763.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Raigarh, you'll get the correct details.
How to Use IFSC Code HDFC0008763 for Online Transfers?
If you have the IFSC Code HDFC0008763 for the Dharamjaigarh branch of Hdfc Bank in Raigarh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0008763. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008763.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Dharamjaigarh in Raigarh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Dharamjaigarh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Raigarh to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008763.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No 1210 8 1211 4 Near Janpad Panchayat Raigarh Road Dharamjaigarh Dharamjaigarh Chhattisgarh 496116 located in Raigarh, Dharamjaigarh, Chhattisgarh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.