For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Gangavathi Road Sindhanur branch in Raichur, Hatti Gold Mines, Karnataka, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Raichur or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code HDFC0008132. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Gangavathi Road Sindhanur, Raichur
Here are the main details that are associated with the IFSC Code HDFC0008132 of Hdfc Bank for its branch located in Raichur, within the district of Hatti Gold Mines in the state of Karnataka.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0008132 |
| Branch | Gangavathi Road Sindhanur |
| City | Raichur |
| District | Hatti Gold Mines |
| State | Karnataka |
| Address | Grd And 1St Floor A 7 Shanti Nagar Rail Bazaar Cantonment Hatti Gold Mines Karnataka 584128 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Raichur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008132 for the Gangavathi Road Sindhanur branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Gangavathi Road Sindhanur, Raichur, Karnataka, is provided a unique IFSC like HDFC0008132 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Raichur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Raichur and Hatti Gold Mines.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Gangavathi Road Sindhanur do not get misguided to another person.
Format of the IFSC Code HDFC0008132
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gangavathi Road Sindhanur in Raichur.
For example, the IFSC Code HDFC0008132 of Hdfc Bank for the Gangavathi Road Sindhanur branch includes these elements, identifying the bank and the branch location in Raichur and Karnataka accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0008132 of Hdfc Bank for its Gangavathi Road Sindhanur branch located in Raichur, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Raichur and Hatti Gold Mines, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Gangavathi Road Sindhanur or Raichur to get the exact IFSC Code HDFC0008132.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Raichur that will provide accurate information.
How to Use IFSC Code HDFC0008132 for Online Transfers?
If you have the IFSC Code HDFC0008132 for the Gangavathi Road Sindhanur branch of Hdfc Bank in Raichur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0008132. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008132.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Gangavathi Road Sindhanur in Raichur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Gangavathi Road Sindhanur, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Raichur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0008132.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Grd And 1St Floor A 7 Shanti Nagar Rail Bazaar Cantonment Hatti Gold Mines Karnataka 584128 located in Raichur, Hatti Gold Mines, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.