Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Raghunathpur branch in Puruliya, Puruliya, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Puruliya or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0008789. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Raghunathpur, Puruliya

Below in the table are the key details related to IFSC Code HDFC0008789 of Hdfc Bank for its branch located in Puruliya, within the district of Puruliya in the state of West Bengal.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008789
Branch Raghunathpur
City Puruliya
District Puruliya
State West Bengal
Address Ground Floor Munshefdanga Raghunathpur Puruliya West Bengal 723133

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Puruliya for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008789 for the Raghunathpur branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Raghunathpur, Puruliya, West Bengal, are allotted a unique IFSC like HDFC0008789 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Puruliya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Puruliya and Puruliya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Raghunathpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code HDFC0008789

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Raghunathpur in Puruliya.

For example, the IFSC Code HDFC0008789 of Hdfc Bank for the Raghunathpur branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0008789 of Hdfc Bank for its Raghunathpur branch located in Puruliya, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Puruliya and Puruliya, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Raghunathpur or Puruliya to get the exact IFSC Code HDFC0008789.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Puruliya, you'll get the correct details.

How to Use IFSC Code HDFC0008789 for Online Transfers?

If you have the IFSC Code HDFC0008789 for the Raghunathpur branch of Hdfc Bank in Puruliya, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008789. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008789.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Raghunathpur in Puruliya, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Raghunathpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Puruliya manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Raghunathpur, Puruliya?

The IFSC Code is HDFC0008789.

Is the IFSC Code HDFC0008789 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Raghunathpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Raghunathpur branch?

The address of the branch is Ground Floor Munshefdanga Raghunathpur Puruliya West Bengal 723133 located in Puruliya, Puruliya, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.