IFSC Code of Hdfc Bank, Phulabani, Phulbani, Odisha — HDFC0004238

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Phulabani branch in Phulabani, Phulbani, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Phulabani or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code HDFC0004238. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Phulabani, Phulabani

Below in the table are the key details related to IFSC Code HDFC0004238 of Hdfc Bank for its branch located in Phulabani, within the district of Phulbani in the state of Odisha.

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Phulabani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004238 for the Phulabani branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Phulabani, Phulabani, Odisha, are given a unique IFSC like HDFC0004238 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Phulabani.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Phulabani and Phulbani.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Phulabani goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0004238

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Phulabani in Phulabani.

For example, the IFSC Code HDFC0004238 of Hdfc Bank for the Phulabani branch includes these elements, identifying the bank and the branch location in Phulabani and Odisha accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0004238 of Hdfc Bank for its Phulabani branch located in Phulabani, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Phulabani and Phulbani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Phulabani or Phulabani to get the exact IFSC Code HDFC0004238.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Phulabani that will provide accurate information.

How to Use IFSC Code HDFC0004238 for Online Transfers?

Once you have the IFSC Code HDFC0004238 for the Phulabani branch of Hdfc Bank in Phulabani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0004238. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004238.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Phulabani in Phulabani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Phulabani, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Hdfc Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Phulabani manage online transfers as well as cheque clearances with ease.