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IFSC Code of Hdfc Bank, Rajendra Nagar, Patna, Bihar — HDFC0002851

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Rajendra Nagar branch in Patna, Patna, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0002851. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Rajendra Nagar, Patna

Below in the table are the key details related to IFSC Code HDFC0002851 of Hdfc Bank for its branch located in Patna, within the district of Patna in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002851
Branch Rajendra Nagar
City Patna
District Patna
State Bihar
Address Hdfc Bank Ltd Sri Ram Enclave 15 A, Arya Kumar Road, Rajendra Nagar, Patna Bihar 800016

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002851 for the Rajendra Nagar branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Rajendra Nagar, Patna, Bihar, is provided a unique IFSC like HDFC0002851 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Patna.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Patna and Patna.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Rajendra Nagar do not get misguided to another person.

Format of the IFSC Code HDFC0002851

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajendra Nagar in Patna.

For example, the IFSC Code HDFC0002851 of Hdfc Bank for the Rajendra Nagar branch has these elements, identifying the bank and the branch location in Patna and Bihar correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0002851 of Hdfc Bank for its Rajendra Nagar branch located in Patna, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Patna and Patna, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Rajendra Nagar or Patna to get the exact IFSC Code HDFC0002851.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Patna, then it will provide you proper information.

How to Use IFSC Code HDFC0002851 for Online Transfers?

Once you have the IFSC Code HDFC0002851 for the Rajendra Nagar branch of Hdfc Bank in Patna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0002851. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0002851.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Rajendra Nagar in Patna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Rajendra Nagar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Patna manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Rajendra Nagar, Patna?

The IFSC Code is HDFC0002851.

Is the IFSC Code HDFC0002851 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Rajendra Nagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rajendra Nagar branch?

The address of the branch is Hdfc Bank Ltd Sri Ram Enclave 15 A, Arya Kumar Road, Rajendra Nagar, Patna Bihar 800016 located in Patna, Patna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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