There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Baran branch in Patiala, Baran 35, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Patiala or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code HDFC0007348. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Baran, Patiala

Here are some of the key details that come with the IFSC Code HDFC0007348 of Hdfc Bank for its branch located in Patiala, within the district of Baran 35 in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007348
Branch Baran
City Patiala
District Baran 35
State Punjab
Address Grd Floor Near Bus Stop Sirhind Road Village Baran Dist Patiala Baran 35 Punjab 147004

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Patiala for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007348 for the Baran branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007348 is given to every bank branch, including Hdfc Bank located in Baran, Patiala, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Patiala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Patiala and Baran 35.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Baran doesn't end up at another location.

Format of the IFSC Code HDFC0007348

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Baran in Patiala.

For example, the IFSC Code HDFC0007348 of Hdfc Bank for the Baran branch includes these elements, identifying the bank and the branch location in Patiala and Punjab correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0007348 of Hdfc Bank for its Baran branch located in Patiala, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Patiala and Baran 35, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Baran or Patiala to get the exact IFSC Code HDFC0007348.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Patiala, then it will provide you proper information.

How to Use IFSC Code HDFC0007348 for Online Transfers?

If you have the IFSC Code HDFC0007348 for the Baran branch of Hdfc Bank in Patiala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007348. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0007348.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Baran in Patiala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Baran, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patiala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Baran, Patiala?

The IFSC Code is HDFC0007348.

Is the IFSC Code HDFC0007348 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Baran?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baran branch?

The address of the branch is Grd Floor Near Bus Stop Sirhind Road Village Baran Dist Patiala Baran 35 Punjab 147004 located in Patiala, Baran 35, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.