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IFSC Code of Hdfc Bank, Badshahpur, Badshahpur, Punjab — HDFC0007079

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Badshahpur branch in Patiala, Badshahpur, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Patiala or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0007079. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Badshahpur, Patiala

Here are the main details that are associated with the IFSC Code HDFC0007079 of Hdfc Bank for its branch located in Patiala, within the district of Badshahpur in the state of Punjab.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007079
Branch Badshahpur
City Patiala
District Badshahpur
State Punjab
Address Ground Floor Shutrana Samana Road Vil Badshahpur Ugoke Tehsil Patran Badshahpur Punjab 147102

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Patiala for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0007079 for the Badshahpur branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0007079 is given to every bank branch, including Hdfc Bank located in Badshahpur, Patiala, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Patiala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Patiala and Badshahpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Badshahpur doesn't end up at another location.

Format of the IFSC Code HDFC0007079

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Badshahpur in Patiala.

For example, the IFSC Code HDFC0007079 of Hdfc Bank for the Badshahpur branch includes these elements, identifying the bank and the branch location in Patiala and Punjab accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007079 of Hdfc Bank for its Badshahpur branch located in Patiala, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in Patiala and Badshahpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Badshahpur or Patiala to get the exact IFSC Code HDFC0007079.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Patiala, you'll get the correct details.

How to Use IFSC Code HDFC0007079 for Online Transfers?

If you have the IFSC Code HDFC0007079 for the Badshahpur branch of Hdfc Bank in Patiala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007079. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0007079.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Badshahpur in Patiala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Badshahpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Patiala manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Badshahpur, Patiala?

The IFSC Code is HDFC0007079.

Is the IFSC Code HDFC0007079 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Badshahpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Badshahpur branch?

The address of the branch is Ground Floor Shutrana Samana Road Vil Badshahpur Ugoke Tehsil Patran Badshahpur Punjab 147102 located in Patiala, Badshahpur, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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