Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Eraviperoor branch in Pathanamthitta, Eraviperoor, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0005518. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Eraviperoor, Pathanamthitta

Here are some of the key details that come with the IFSC Code HDFC0005518 of Hdfc Bank for its branch located in Pathanamthitta, within the district of Eraviperoor in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005518
Branch Eraviperoor
City Pathanamthitta
District Eraviperoor
State Kerala
Address Grd Floor Oases Center Eraviperoor Thiruvalla Kozhencherry Road Eraviperoor Kerala 689541

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Pathanamthitta for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005518 for the Eraviperoor branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like HDFC0005518 is given to every bank branch, including Hdfc Bank located in Eraviperoor, Pathanamthitta, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Pathanamthitta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pathanamthitta and Eraviperoor.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Hdfc Bank in Eraviperoor doesn't end up at another location.

Format of the IFSC Code HDFC0005518

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Eraviperoor in Pathanamthitta.

For example, the IFSC Code HDFC0005518 of Hdfc Bank for the Eraviperoor branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0005518 of Hdfc Bank for its Eraviperoor branch located in Pathanamthitta, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Pathanamthitta and Eraviperoor, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Eraviperoor or Pathanamthitta to get the exact IFSC Code HDFC0005518.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Pathanamthitta, you'll get the correct details.

How to Use IFSC Code HDFC0005518 for Online Transfers?

Once you have the IFSC Code HDFC0005518 for the Eraviperoor branch of Hdfc Bank in Pathanamthitta, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0005518. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005518.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Eraviperoor in Pathanamthitta, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Eraviperoor, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pathanamthitta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Eraviperoor, Pathanamthitta?

The IFSC Code is HDFC0005518.

Is the IFSC Code HDFC0005518 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Eraviperoor?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Eraviperoor branch?

The address of the branch is Grd Floor Oases Center Eraviperoor Thiruvalla Kozhencherry Road Eraviperoor Kerala 689541 located in Pathanamthitta, Eraviperoor, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.