There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Lunawada Ii branch in Panch Mahals, Lunawada, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Panch Mahals or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code HDFC0005814. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Lunawada Ii, Panch Mahals
The table below shows the main details of the IFSC Code HDFC0005814 for the Hdfc Bank branch in Panch Mahals, which falls under the Lunawada district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005814 |
| Branch | Lunawada Ii |
| City | Panch Mahals |
| District | Lunawada |
| State | Gujarat |
| Address | Grd Floor C S No 170 A 1 Fatehbaug Society Vardhari Road Lunawada Gujarat 389230 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Panch Mahals for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005814 for the Lunawada Ii branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Lunawada Ii, Panch Mahals, Gujarat, are allotted a unique IFSC like HDFC0005814 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Panch Mahals.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Panch Mahals and Lunawada.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Lunawada Ii reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code HDFC0005814
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Lunawada Ii in Panch Mahals.
For example, the IFSC Code HDFC0005814 of Hdfc Bank for the Lunawada Ii branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0005814 of Hdfc Bank for its Lunawada Ii branch located in Panch Mahals, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Panch Mahals and Lunawada, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Lunawada Ii or Panch Mahals to find the exact IFSC Code HDFC0005814.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Panch Mahals will provide accurate information.
How to Use IFSC Code HDFC0005814 for Online Transfers?
If you have the IFSC Code HDFC0005814 for the Lunawada Ii branch of Hdfc Bank in Panch Mahals, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005814. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0005814.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Lunawada Ii in Panch Mahals, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lunawada Ii, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Panch Mahals to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Lunawada Ii Panch Mahals branch is HDFC0005814.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Grd Floor C S No 170 A 1 Fatehbaug Society Vardhari Road Lunawada Gujarat 389230.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.