The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Pathirippala branch in Palakkad, Ottappalam, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0005349. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Pathirippala, Palakkad

The table below shows the main details of the IFSC Code HDFC0005349 for the Hdfc Bank branch in Palakkad, which falls under the Ottappalam district in Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005349
Branch Pathirippala
City Palakkad
District Ottappalam
State Kerala
Address Hdfc Bank Ltd Grd Floor Nmc Residency Pathirippala Ottappalam Kerala 679302

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Palakkad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0005349 for the Pathirippala branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Pathirippala, Palakkad, Kerala, is provided a unique IFSC like HDFC0005349 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Palakkad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Palakkad and Ottappalam.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Pathirippala do not get misguided to another person.

Format of the IFSC Code HDFC0005349

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pathirippala in Palakkad.

For example, the IFSC Code HDFC0005349 of Hdfc Bank for the Pathirippala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0005349 of Hdfc Bank for its Pathirippala branch located in Palakkad, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Palakkad and Ottappalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Pathirippala or Palakkad to find the exact IFSC Code HDFC0005349.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Palakkad will provide accurate information.

How to Use IFSC Code HDFC0005349 for Online Transfers?

Once you have the IFSC Code HDFC0005349 for the Pathirippala branch of Hdfc Bank in Palakkad, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0005349. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005349.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Pathirippala in Palakkad, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Pathirippala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Pathirippala, Palakkad?

The IFSC Code is HDFC0005349.

Is the IFSC Code HDFC0005349 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Pathirippala?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pathirippala branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Nmc Residency Pathirippala Ottappalam Kerala 679302 located in Palakkad, Ottappalam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.