Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Kadambazhipuram Azhiyyannur Kerala branch in Palakkad, Kadambazhipuram, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Palakkad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0001528. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Kadambazhipuram Azhiyyannur Kerala, Palakkad

Here are the main details that are associated with the IFSC Code HDFC0001528 of Hdfc Bank for its branch located in Palakkad, within the district of Kadambazhipuram in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001528
Branch Kadambazhipuram Azhiyyannur Kerala
City Palakkad
District Kadambazhipuram
State Kerala
Address Door Iii / 219 Kadambazhipuram Azhiyyannur Kerala 678633

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Palakkad for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001528 for the Kadambazhipuram Azhiyyannur Kerala branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Kadambazhipuram Azhiyyannur Kerala, Palakkad, Kerala, are allotted a unique IFSC like HDFC0001528 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palakkad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Palakkad and Kadambazhipuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Kadambazhipuram Azhiyyannur Kerala reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code HDFC0001528

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kadambazhipuram Azhiyyannur Kerala in Palakkad.

For example, the IFSC Code HDFC0001528 of Hdfc Bank for the Kadambazhipuram Azhiyyannur Kerala branch includes these elements, identifying the bank and the branch location in Palakkad and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0001528 of Hdfc Bank for its Kadambazhipuram Azhiyyannur Kerala branch located in Palakkad, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Palakkad and Kadambazhipuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Kadambazhipuram Azhiyyannur Kerala or Palakkad to get the exact IFSC Code HDFC0001528.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Palakkad, then it will provide you proper information.

How to Use IFSC Code HDFC0001528 for Online Transfers?

If you have the IFSC Code HDFC0001528 for the Kadambazhipuram Azhiyyannur Kerala branch of Hdfc Bank in Palakkad, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001528. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0001528.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Kadambazhipuram Azhiyyannur Kerala in Palakkad, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kadambazhipuram Azhiyyannur Kerala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palakkad to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kadambazhipuram Azhiyyannur Kerala, Palakkad?

The IFSC Code is HDFC0001528.

Is the IFSC Code HDFC0001528 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kadambazhipuram Azhiyyannur Kerala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadambazhipuram Azhiyyannur Kerala branch?

The address of the branch is Door Iii / 219 Kadambazhipuram Azhiyyannur Kerala 678633 located in Palakkad, Kadambazhipuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.