For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Kumarghat branch in North Tripura, Kumarghat, Tripura, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in North Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code HDFC0006989. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Kumarghat, North Tripura

Here are the main details that are associated with the IFSC Code HDFC0006989 of Hdfc Bank for its branch located in North Tripura, within the district of Kumarghat in the state of Tripura.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006989
Branch Kumarghat
City North Tripura
District Kumarghat
State Tripura
Address Grd Floor Pabiashara Bazar Opp Bm Market Aa Road Kumarghat Kumarghat Tripura 799264

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in North Tripura for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0006989 for the Kumarghat branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Kumarghat, North Tripura, Tripura, is provided a unique IFSC like HDFC0006989 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in North Tripura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like North Tripura and Kumarghat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tripura and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Kumarghat do not get misguided to another person.

Format of the IFSC Code HDFC0006989

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kumarghat in North Tripura.

For example, the IFSC Code HDFC0006989 of Hdfc Bank for the Kumarghat branch includes these elements, identifying the bank and the branch location in North Tripura and Tripura accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0006989 of Hdfc Bank for its Kumarghat branch located in North Tripura, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in North Tripura and Kumarghat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Kumarghat or North Tripura to get the exact IFSC Code HDFC0006989.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and North Tripura that will provide accurate information.

How to Use IFSC Code HDFC0006989 for Online Transfers?

Once you have the IFSC Code HDFC0006989 for the Kumarghat branch of Hdfc Bank in North Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006989. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006989.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Kumarghat in North Tripura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kumarghat, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in North Tripura manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Kumarghat, North Tripura?

The IFSC Code is HDFC0006989.

Is the IFSC Code HDFC0006989 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Kumarghat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kumarghat branch?

The address of the branch is Grd Floor Pabiashara Bazar Opp Bm Market Aa Road Kumarghat Kumarghat Tripura 799264 located in North Tripura, Kumarghat, Tripura.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.