There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its The Bicholium Urban Coop Bank Ltd branch in North Goa, Bicholim, Goa, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Hdfc Bank situated in North Goa or anywhere in Goa can easily transfer funds instantly by using the correct IFSC Code HDFC0CBUCBG. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, The Bicholium Urban Coop Bank Ltd, North Goa
Below in the table are the key details related to IFSC Code HDFC0CBUCBG of Hdfc Bank for its branch located in North Goa, within the district of Bicholim in the state of Goa.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CBUCBG |
| Branch | The Bicholium Urban Coop Bank Ltd |
| City | North Goa |
| District | Bicholim |
| State | Goa |
| Address | Nandanvan , Dr. Khandeperkar Road, Bicholim 403504 |
These details helps users in online banking and for businesses and individuals who use Hdfc Bank in North Goa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0CBUCBG for the The Bicholium Urban Coop Bank Ltd branch of Hdfc Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in The Bicholium Urban Coop Bank Ltd, North Goa, Goa, is provided a unique IFSC like HDFC0CBUCBG so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in North Goa.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like North Goa and Bicholim.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Goa and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in The Bicholium Urban Coop Bank Ltd do not get misguided to another person.
Format of the IFSC Code HDFC0CBUCBG
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Bicholium Urban Coop Bank Ltd in North Goa.
For example, the IFSC Code HDFC0CBUCBG of Hdfc Bank for the The Bicholium Urban Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0CBUCBG of Hdfc Bank for its The Bicholium Urban Coop Bank Ltd branch located in North Goa, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in North Goa and Bicholim, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for The Bicholium Urban Coop Bank Ltd or North Goa to find the exact IFSC Code HDFC0CBUCBG.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and North Goa will provide accurate information.
How to Use IFSC Code HDFC0CBUCBG for Online Transfers?
Once you have the IFSC Code HDFC0CBUCBG for the The Bicholium Urban Coop Bank Ltd branch of Hdfc Bank in North Goa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0CBUCBG. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0CBUCBG.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank The Bicholium Urban Coop Bank Ltd in North Goa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in The Bicholium Urban Coop Bank Ltd, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in North Goa manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Bicholium Urban Coop Bank Ltd North Goa branch is HDFC0CBUCBG.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Nandanvan , Dr. Khandeperkar Road, Bicholim 403504.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.