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IFSC Code of Hdfc Bank, Pernem - Goa, Pernem, Goa — HDFC0001674

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Pernem - Goa branch in North Goa, Pernem, or Goa, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in North Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code HDFC0001674. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Pernem - Goa, North Goa

Here are the key points that are associated with the IFSC Code HDFC0001674 of Hdfc Bank for its branch located in North Goa, within the district of Pernem in the state of Goa.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001674
Branch Pernem - Goa
City North Goa
District Pernem
State Goa
Address 1St Floor,Sadanand Smruti, Maus Waddo,Near Mahadeo Temple

These details help users in online banking and for businesses and individuals who use Hdfc Bank in North Goa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001674 for the Pernem - Goa branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Pernem - Goa, North Goa, Goa, is provided with a unique IFSC like HDFC0001674 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in North Goa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North Goa and Pernem.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Goa and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Pernem - Goa do not get mixed with another location.

Format of the IFSC Code HDFC0001674

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pernem - Goa in North Goa.

For example, the IFSC Code HDFC0001674 of Hdfc Bank for the Pernem - Goa branch includes these elements, identifying the bank and the branch location in North Goa and Goa accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001674 of Hdfc Bank for its Pernem - Goa branch located in North Goa, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Hdfc Bank branches in North Goa and Pernem, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Pernem - Goa or North Goa to get the exact IFSC Code HDFC0001674.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and North Goa, you'll get the correct details.

How to Use IFSC Code HDFC0001674 for Online Transfers?

Once you have the IFSC Code HDFC0001674 for the Pernem - Goa branch of Hdfc Bank in North Goa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0001674. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0001674.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Pernem - Goa in North Goa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Pernem - Goa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North Goa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Pernem - Goa, North Goa?

The IFSC Code is HDFC0001674.

Is the IFSC Code HDFC0001674 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Pernem - Goa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pernem - Goa branch?

The address of the branch is 1St Floor,Sadanand Smruti, Maus Waddo,Near Mahadeo Temple located in North Goa, Pernem, Goa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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