Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Bahlurkalan branch in Nawanshahr, Behloor Kalan, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Nawanshahr or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code HDFC0003556. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Bahlurkalan, Nawanshahr
Here are the main details that are associated with the IFSC Code HDFC0003556 of Hdfc Bank for its branch located in Nawanshahr, within the district of Behloor Kalan in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0003556 |
| Branch | Bahlurkalan |
| City | Nawanshahr |
| District | Behloor Kalan |
| State | Punjab |
| Address | Vpo Bahlurkalan, Distt. Nawanshahr - Sbs Nagar Nawanshahar Punjab 144517 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Nawanshahr for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0003556 for the Bahlurkalan branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Bahlurkalan, Nawanshahr, Punjab, is provided a unique IFSC like HDFC0003556 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Nawanshahr.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nawanshahr and Behloor Kalan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Bahlurkalan do not get misguided to another person.
Format of the IFSC Code HDFC0003556
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bahlurkalan in Nawanshahr.
For example, the IFSC Code HDFC0003556 of Hdfc Bank for the Bahlurkalan branch includes these elements, identifying the bank and the branch location in Nawanshahr and Punjab accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0003556 of Hdfc Bank for its Bahlurkalan branch located in Nawanshahr, the following methods can help:
Cheque Book
The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Nawanshahr and Behloor Kalan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and find the branch locator section. Search for Bahlurkalan or Nawanshahr to get the exact IFSC Code HDFC0003556.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Nawanshahr that will provide accurate information.
How to Use IFSC Code HDFC0003556 for Online Transfers?
Once you have the IFSC Code HDFC0003556 for the Bahlurkalan branch of Hdfc Bank in Nawanshahr, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0003556. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003556.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Bahlurkalan in Nawanshahr, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Bahlurkalan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nawanshahr to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0003556.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vpo Bahlurkalan, Distt. Nawanshahr - Sbs Nagar Nawanshahar Punjab 144517 located in Nawanshahr, Behloor Kalan, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.