The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Godavari Urban Co-Op Bank Ltd. branch in Nasik, Nashik, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Nasik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code HDFC0CGCB01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Godavari Urban Co-Op Bank Ltd., Nasik
Here are some of the key details that come with the IFSC Code HDFC0CGCB01 of Hdfc Bank for its branch located in Nasik, within the district of Nashik in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0CGCB01 |
| Branch | Godavari Urban Co-Op Bank Ltd. |
| City | Nasik |
| District | Nashik |
| State | Maharashtra |
| Address | Nashik Muncipal Corporation Old Building, New Pandit Colony, Sharanpur Road, Nashik-422 002 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Nasik for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0CGCB01 for the Godavari Urban Co-Op Bank Ltd. branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Godavari Urban Co-Op Bank Ltd., Nasik, Maharashtra, are allotted a unique IFSC like HDFC0CGCB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nasik.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nasik and Nashik.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Godavari Urban Co-Op Bank Ltd. reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code HDFC0CGCB01
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Godavari Urban Co-Op Bank Ltd. in Nasik.
For example, the IFSC Code HDFC0CGCB01 of Hdfc Bank for the Godavari Urban Co-Op Bank Ltd. branch includes these elements, identifying the bank and the branch location in Nasik and Maharashtra accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0CGCB01 of Hdfc Bank for its Godavari Urban Co-Op Bank Ltd. branch located in Nasik, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Nasik and Nashik, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Godavari Urban Co-Op Bank Ltd. or Nasik to get the exact IFSC Code HDFC0CGCB01.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Nasik, you'll get the correct details.
How to Use IFSC Code HDFC0CGCB01 for Online Transfers?
Once you have the IFSC Code HDFC0CGCB01 for the Godavari Urban Co-Op Bank Ltd. branch of Hdfc Bank in Nasik, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0CGCB01. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0CGCB01.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Godavari Urban Co-Op Bank Ltd. in Nasik, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Godavari Urban Co-Op Bank Ltd., here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nasik manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Godavari Urban Co-Op Bank Ltd. Nasik branch is HDFC0CGCB01.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Nashik Muncipal Corporation Old Building, New Pandit Colony, Sharanpur Road, Nashik-422 002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.