The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Kamalwaganja branch in Nainital, Haldwani, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Hdfc Bank located in Nainital or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code HDFC0005616. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Hdfc Bank, Kamalwaganja, Nainital
The table below shows the main details of the IFSC Code HDFC0005616 for the Hdfc Bank branch in Nainital, which falls under the Haldwani district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005616 |
| Branch | Kamalwaganja |
| City | Nainital |
| District | Haldwani |
| State | Uttarakhand |
| Address | Gr Flr Plot 3 Vishesh Vihar Town Ship Kathgharia Kamaluaganja Nainital Haldwani Uttarakhand 263139 |
These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Nainital for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005616 for the Kamalwaganja branch of Hdfc Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Kamalwaganja, Nainital, Uttarakhand, is provided a unique IFSC like HDFC0005616 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Nainital.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nainital and Haldwani.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Kamalwaganja do not get misguided to another person.
Format of the IFSC Code HDFC0005616
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kamalwaganja in Nainital.
For example, the IFSC Code HDFC0005616 of Hdfc Bank for the Kamalwaganja branch includes these elements, identifying the bank and the branch location in Nainital and Uttarakhand accurately.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0005616 of Hdfc Bank for its Kamalwaganja branch located in Nainital, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Nainital and Haldwani, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Kamalwaganja or Nainital to find the exact IFSC Code HDFC0005616.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Nainital will provide accurate information.
How to Use IFSC Code HDFC0005616 for Online Transfers?
If you have the IFSC Code HDFC0005616 for the Kamalwaganja branch of Hdfc Bank in Nainital, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005616. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0005616.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Kamalwaganja in Nainital, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Kamalwaganja, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nainital to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005616.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gr Flr Plot 3 Vishesh Vihar Town Ship Kathgharia Kamaluaganja Nainital Haldwani Uttarakhand 263139 located in Nainital, Haldwani, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.