The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Haringhata branch in Nadia, West Bengal Circle 4, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Nadia or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code HDFC0007964. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Haringhata, Nadia

Below in the table are the key details related to IFSC Code HDFC0007964 of Hdfc Bank for its branch located in Nadia, within the district of West Bengal Circle 4 in the state of West Bengal.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007964
Branch Haringhata
City Nadia
District West Bengal Circle 4
State West Bengal
Address Hdfc Bank Ltd Grd Floor Ward No 2 Haringhata Po Subarnapur Ps Haringhata West Bengal Circle 4 West Bengal 741249

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Nadia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007964 for the Haringhata branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Haringhata, Nadia, West Bengal, are allotted a unique IFSC like HDFC0007964 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nadia.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Nadia and West Bengal Circle 4.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Haringhata reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code HDFC0007964

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Haringhata in Nadia.

For example, the IFSC Code HDFC0007964 of Hdfc Bank for the Haringhata branch includes these elements, identifying the bank and the branch location in Nadia and West Bengal accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0007964 of Hdfc Bank for its Haringhata branch located in Nadia, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Nadia and West Bengal Circle 4, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Haringhata or Nadia to get the exact IFSC Code HDFC0007964.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Nadia that will provide accurate information.

How to Use IFSC Code HDFC0007964 for Online Transfers?

If you have the IFSC Code HDFC0007964 for the Haringhata branch of Hdfc Bank in Nadia, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0007964. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0007964.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Haringhata in Nadia, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Haringhata, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Nadia manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Haringhata Nadia?

The IFSC Code of the Haringhata Nadia branch is HDFC0007964.

Is IFSC Code HDFC0007964 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Haringhata branch?

The branch is located at Hdfc Bank Ltd Grd Floor Ward No 2 Haringhata Po Subarnapur Ps Haringhata West Bengal Circle 4 West Bengal 741249.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.