Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Thana Bhawan branch in Muzaffarnagar, Thana Bhavan, or Uttar Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Muzaffarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004496. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Thana Bhawan, Muzaffarnagar
The table below shows the main details of the IFSC Code HDFC0004496 for the Hdfc Bank branch in Muzaffarnagar, which falls under the Thana Bhavan district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004496 |
| Branch | Thana Bhawan |
| City | Muzaffarnagar |
| District | Thana Bhavan |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Main Road Thana Bhawan Distt Muzaffarnagar Muzaffarnagar Uttar Pradesh 247777 |
These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Muzaffarnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0004496 for the Thana Bhawan branch of Hdfc Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Thana Bhawan, Muzaffarnagar, Uttar Pradesh, is provided with a unique IFSC like HDFC0004496 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Hdfc Bank branch in Muzaffarnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Muzaffarnagar and Thana Bhavan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Thana Bhawan do not get mixed with another location.
Format of the IFSC Code HDFC0004496
This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thana Bhawan in Muzaffarnagar.
For example, the IFSC Code HDFC0004496 of Hdfc Bank for the Thana Bhawan branch includes these elements, identifying the bank and the branch location in Muzaffarnagar and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0004496 of Hdfc Bank for its Thana Bhawan branch located in Muzaffarnagar, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Muzaffarnagar and Thana Bhavan, print them on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Thana Bhawan or Muzaffarnagar to get the exact IFSC Code HDFC0004496.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Muzaffarnagar, you'll get the correct details.
How to Use IFSC Code HDFC0004496 for Online Transfers?
If you have the IFSC Code HDFC0004496 for the Thana Bhawan branch of Hdfc Bank in Muzaffarnagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0004496. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0004496.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Thana Bhawan in Muzaffarnagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Thana Bhawan, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Muzaffarnagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004496.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Main Road Thana Bhawan Distt Muzaffarnagar Muzaffarnagar Uttar Pradesh 247777 located in Muzaffarnagar, Thana Bhavan, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.