There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Chiraiyakot branch in Mau, Chiraya Kot, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Mau or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code HDFC0007361. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Chiraiyakot, Mau

The table below shows the main details of the IFSC Code HDFC0007361 for the Hdfc Bank branch in Mau, which falls under the Chiraya Kot district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0007361
Branch Chiraiyakot
City Mau
District Chiraya Kot
State Uttar Pradesh
Address Grd Floor Main Market Sh 67 Nanhe Khan Market Pargana Chiraiyakot Mohammadabad Gohana Chiraya Kot Uttar Pradesh 276129

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Mau for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0007361 for the Chiraiyakot branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Chiraiyakot, Mau, Uttar Pradesh, are given a unique IFSC like HDFC0007361 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mau.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mau and Chiraya Kot.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Chiraiyakot goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0007361

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chiraiyakot in Mau.

For example, the IFSC Code HDFC0007361 of Hdfc Bank for the Chiraiyakot branch has these elements, identifying the bank and the branch location in Mau and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0007361 of Hdfc Bank for its Chiraiyakot branch located in Mau, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Mau and Chiraya Kot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Chiraiyakot or Mau to find the exact IFSC Code HDFC0007361.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Mau will provide accurate information.

How to Use IFSC Code HDFC0007361 for Online Transfers?

Once you have the IFSC Code HDFC0007361 for the Chiraiyakot branch of Hdfc Bank in Mau, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0007361. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0007361.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Chiraiyakot in Mau, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Chiraiyakot, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mau manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Chiraiyakot, Mau?

The IFSC Code is HDFC0007361.

Is the IFSC Code HDFC0007361 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Chiraiyakot?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chiraiyakot branch?

The address of the branch is Grd Floor Main Market Sh 67 Nanhe Khan Market Pargana Chiraiyakot Mohammadabad Gohana Chiraya Kot Uttar Pradesh 276129 located in Mau, Chiraya Kot, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.