There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Puthanathani branch in Malappuram, Thennala, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Malappuram or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code HDFC0000977. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Puthanathani, Malappuram

Here are the main details that are associated with the IFSC Code HDFC0000977 of Hdfc Bank for its branch located in Malappuram, within the district of Thennala in the state of Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0000977
Branch Puthanathani
City Malappuram
District Thennala
State Kerala
Address Ground Floor Tirur Puthanathani Road Puthanathani Thennala Kerala 676510

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Malappuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000977 for the Puthanathani branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Puthanathani, Malappuram, Kerala, is provided a unique IFSC like HDFC0000977 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Malappuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Malappuram and Thennala.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Puthanathani do not get misguided to another person.

Format of the IFSC Code HDFC0000977

The format of the IFSC Code for banks, including Hdfc Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Puthanathani in Malappuram.

For example, the IFSC Code HDFC0000977 of Hdfc Bank for the Puthanathani branch includes these elements, identifying the bank and the branch location in Malappuram and Kerala correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0000977 of Hdfc Bank for its Puthanathani branch located in Malappuram, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Malappuram and Thennala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Puthanathani or Malappuram to get the exact IFSC Code HDFC0000977.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Malappuram, then it will provide you proper information.

How to Use IFSC Code HDFC0000977 for Online Transfers?

Once you have the IFSC Code HDFC0000977 for the Puthanathani branch of Hdfc Bank in Malappuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0000977. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0000977.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Puthanathani in Malappuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Puthanathani, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Malappuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Puthanathani, Malappuram?

The IFSC Code is HDFC0000977.

Is the IFSC Code HDFC0000977 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Puthanathani?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Puthanathani branch?

The address of the branch is Ground Floor Tirur Puthanathani Road Puthanathani Thennala Kerala 676510 located in Malappuram, Thennala, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.