There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Hdfc Bank for its Radhanpur Road branch in Mahesana, Mehsana, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Hdfc Bank situated in Mahesana or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code HDFC0005289. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Radhanpur Road, Mahesana

Here are the key points that are associated with the IFSC Code HDFC0005289 of Hdfc Bank for its branch located in Mahesana, within the district of Mehsana in the state of Gujarat.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005289
Branch Radhanpur Road
City Mahesana
District Mehsana
State Gujarat
Address Ground Floor Shop No 9 To 13 Fortune Complex Radhanpur Road Mehsana Gujarat 384002

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Mahesana for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005289 for the Radhanpur Road branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Radhanpur Road, Mahesana, Gujarat, are given a unique IFSC like HDFC0005289 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mahesana.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mahesana and Mehsana.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Radhanpur Road goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0005289

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Radhanpur Road in Mahesana.

For example, the IFSC Code HDFC0005289 of Hdfc Bank for the Radhanpur Road branch includes these elements, identifying the bank and the branch location in Mahesana and Gujarat accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0005289 of Hdfc Bank for its Radhanpur Road branch located in Mahesana, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Mahesana and Mehsana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Radhanpur Road or Mahesana to get the exact IFSC Code HDFC0005289.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Mahesana that will provide accurate information.

How to Use IFSC Code HDFC0005289 for Online Transfers?

Once you have the IFSC Code HDFC0005289 for the Radhanpur Road branch of Hdfc Bank in Mahesana, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0005289. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005289.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Radhanpur Road in Mahesana, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Radhanpur Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mahesana manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Radhanpur Road, Mahesana?

The IFSC Code is HDFC0005289.

Is the IFSC Code HDFC0005289 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Radhanpur Road?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Radhanpur Road branch?

The address of the branch is Ground Floor Shop No 9 To 13 Fortune Complex Radhanpur Road Mehsana Gujarat 384002 located in Mahesana, Mehsana, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.