Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Alanganallur branch in Madurai, Kulamangalam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Madurai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code HDFC0005413. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Alanganallur, Madurai

Here are some of the key details that come with the IFSC Code HDFC0005413 of Hdfc Bank for its branch located in Madurai, within the district of Kulamangalam in the state of Tamil Nadu.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0005413
Branch Alanganallur
City Madurai
District Kulamangalam
State Tamil Nadu
Address Grd Floor 5 5 95 1 Kalaivanar Nager Thanichiam Main Road Alanganallur Kulamangalam Tamil Nadu 625501

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Madurai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005413 for the Alanganallur branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Alanganallur, Madurai, Tamil Nadu, are allotted a unique IFSC like HDFC0005413 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madurai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Madurai and Kulamangalam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in Alanganallur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code HDFC0005413

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Alanganallur in Madurai.

For example, the IFSC Code HDFC0005413 of Hdfc Bank for the Alanganallur branch includes these elements, identifying the bank and the branch location in Madurai and Tamil Nadu accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0005413 of Hdfc Bank for its Alanganallur branch located in Madurai, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Madurai and Kulamangalam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Alanganallur or Madurai to get the exact IFSC Code HDFC0005413.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Madurai that will provide accurate information.

How to Use IFSC Code HDFC0005413 for Online Transfers?

Once you have the IFSC Code HDFC0005413 for the Alanganallur branch of Hdfc Bank in Madurai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0005413. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0005413.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Alanganallur in Madurai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Alanganallur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Madurai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Alanganallur, Madurai?

The IFSC Code is HDFC0005413.

Is the IFSC Code HDFC0005413 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Alanganallur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Alanganallur branch?

The address of the branch is Grd Floor 5 5 95 1 Kalaivanar Nager Thanichiam Main Road Alanganallur Kulamangalam Tamil Nadu 625501 located in Madurai, Kulamangalam, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.