For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Jitwarpur branch in Madhubani, Madhubani, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0003476. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Jitwarpur, Madhubani

Here are the main details that are associated with the IFSC Code HDFC0003476 of Hdfc Bank for its branch located in Madhubani, within the district of Madhubani in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0003476
Branch Jitwarpur
City Madhubani
District Madhubani
State Bihar
Address Opp Hunuman Mandir, Jitwarpur, Post Jitwarpur, Madhubani Bihar 847215

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Madhubani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0003476 for the Jitwarpur branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Jitwarpur, Madhubani, Bihar, is provided a unique IFSC like HDFC0003476 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Hdfc Bank branch in Madhubani.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Madhubani and Madhubani.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Jitwarpur do not get misguided to another person.

Format of the IFSC Code HDFC0003476

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jitwarpur in Madhubani.

For example, the IFSC Code HDFC0003476 of Hdfc Bank for the Jitwarpur branch has these elements, identifying the bank and the branch location in Madhubani and Bihar correctly.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0003476 of Hdfc Bank for its Jitwarpur branch located in Madhubani, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Madhubani and Madhubani, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Jitwarpur or Madhubani to get the exact IFSC Code HDFC0003476.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Madhubani, you'll get the correct details.

How to Use IFSC Code HDFC0003476 for Online Transfers?

Once you have the IFSC Code HDFC0003476 for the Jitwarpur branch of Hdfc Bank in Madhubani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0003476. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0003476.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Jitwarpur in Madhubani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Jitwarpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Madhubani manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Jitwarpur, Madhubani?

The IFSC Code is HDFC0003476.

Is the IFSC Code HDFC0003476 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Jitwarpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jitwarpur branch?

The address of the branch is Opp Hunuman Mandir, Jitwarpur, Post Jitwarpur, Madhubani Bihar 847215 located in Madhubani, Madhubani, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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