Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its Jainagar branch in Madhubani, Jainagar, or Bihar, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0005273. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Jainagar, Madhubani
The table below shows the main details of the IFSC Code HDFC0005273 for the Hdfc Bank branch in Madhubani, which falls under the Jainagar district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0005273 |
| Branch | Jainagar |
| City | Madhubani |
| District | Jainagar |
| State | Bihar |
| Address | Upper Grd Floor Bishwambhar Tower Opp Nagar Parishad Office Mahadev Asthan Main Road Jainagar Bihar 847226 |
These details help users in online banking and for businesses and individuals who use Hdfc Bank in Madhubani for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0005273 for the Jainagar branch of Hdfc Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Jainagar, Madhubani, Bihar, are allotted a unique IFSC like HDFC0005273 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Madhubani.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Madhubani and Jainagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Hdfc Bank in Jainagar reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code HDFC0005273
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jainagar in Madhubani.
For example, the IFSC Code HDFC0005273 of Hdfc Bank for the Jainagar branch has these elements, identifying the bank and the branch location in Madhubani and Bihar correctly.
How to Find IFSC Code for Hdfc Bank?
To find the IFSC Code HDFC0005273 of Hdfc Bank for its Jainagar branch located in Madhubani, the following methods can help you out:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Hdfc Bank branches in Madhubani and Jainagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Jainagar or Madhubani to find the exact IFSC Code HDFC0005273.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Madhubani will provide accurate information.
How to Use IFSC Code HDFC0005273 for Online Transfers?
Once you have the IFSC Code HDFC0005273 for the Jainagar branch of Hdfc Bank in Madhubani, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code HDFC0005273. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0005273.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Jainagar in Madhubani, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Jainagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Madhubani manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0005273.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Upper Grd Floor Bishwambhar Tower Opp Nagar Parishad Office Mahadev Asthan Main Road Jainagar Bihar 847226 located in Madhubani, Jainagar, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.