Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Ghoghardiha branch in Madhubani, Ghoghardiha, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Madhubani or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0006730. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Ghoghardiha, Madhubani

Here are the main details that are associated with the IFSC Code HDFC0006730 of Hdfc Bank for its branch located in Madhubani, within the district of Ghoghardiha in the state of Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0006730
Branch Ghoghardiha
City Madhubani
District Ghoghardiha
State Bihar
Address Hdfc Bank Ltd Grd Floor Station Road Near Iti College Ghoghardiha Ghoghardiha Bihar 847402

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Madhubani for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0006730 for the Ghoghardiha branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Ghoghardiha, Madhubani, Bihar, are given a unique IFSC like HDFC0006730 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Madhubani.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Madhubani and Ghoghardiha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Ghoghardiha goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0006730

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghoghardiha in Madhubani.

For example, the IFSC Code HDFC0006730 of Hdfc Bank for the Ghoghardiha branch includes these elements, identifying the bank and the branch location in Madhubani and Bihar accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0006730 of Hdfc Bank for its Ghoghardiha branch located in Madhubani, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Madhubani and Ghoghardiha, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Ghoghardiha or Madhubani to get the exact IFSC Code HDFC0006730.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Madhubani, you'll get the correct details.

How to Use IFSC Code HDFC0006730 for Online Transfers?

Once you have the IFSC Code HDFC0006730 for the Ghoghardiha branch of Hdfc Bank in Madhubani, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0006730. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0006730.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Ghoghardiha in Madhubani may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Ghoghardiha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Madhubani manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank Ghoghardiha Madhubani?

The IFSC Code of the Ghoghardiha Madhubani branch is HDFC0006730.

Is IFSC Code HDFC0006730 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Hdfc Bank Ghoghardiha branch?

The branch is located at Hdfc Bank Ltd Grd Floor Station Road Near Iti College Ghoghardiha Ghoghardiha Bihar 847402.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.