For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Murliganj branch in Madhepura, Murliganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Madhepura or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code HDFC0008577. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Murliganj, Madhepura

The table below shows the main details of the IFSC Code HDFC0008577 for the Hdfc Bank branch in Madhepura, which falls under the Murliganj district in Bihar.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008577
Branch Murliganj
City Madhepura
District Murliganj
State Bihar
Address Hdfc Bank Ltd Grd Floor Near Sbi Gol Bazar Branch Ward No 09 Gol Bazar Murliganj Murliganj Bihar 852122

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Madhepura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008577 for the Murliganj branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Murliganj, Madhepura, Bihar, is provided with a unique IFSC like HDFC0008577 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Madhepura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Madhepura and Murliganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Murliganj do not get mixed with another location.

Format of the IFSC Code HDFC0008577

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Murliganj in Madhepura.

For example, the IFSC Code HDFC0008577 of Hdfc Bank for the Murliganj branch includes these elements, identifying the bank and the branch location in Madhepura and Bihar accurately.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0008577 of Hdfc Bank for its Murliganj branch located in Madhepura, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Madhepura and Murliganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Murliganj or Madhepura to find the exact IFSC Code HDFC0008577.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Madhepura will provide accurate information.

How to Use IFSC Code HDFC0008577 for Online Transfers?

Once you have the IFSC Code HDFC0008577 for the Murliganj branch of Hdfc Bank in Madhepura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008577. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008577.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Hdfc Bank Murliganj in Madhepura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Murliganj, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Madhepura manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Murliganj, Madhepura?

The IFSC Code is HDFC0008577.

Is the IFSC Code HDFC0008577 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Murliganj?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Murliganj branch?

The address of the branch is Hdfc Bank Ltd Grd Floor Near Sbi Gol Bazar Branch Ward No 09 Gol Bazar Murliganj Murliganj Bihar 852122 located in Madhepura, Murliganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.