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IFSC Code of Hdfc Bank, Lucknow - Faizabad Road - U P, Lucknow, Uttar Pradesh — HDFC0000296

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Lucknow - Faizabad Road - U P branch in Lucknow, Lucknow, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Lucknow or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0000296. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Lucknow - Faizabad Road - U P, Lucknow

The table below shows the main details of the IFSC Code HDFC0000296 for the Hdfc Bank branch in Lucknow, which falls under the Lucknow district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0000296
Branch Lucknow - Faizabad Road - U P
City Lucknow
District Lucknow
State Uttar Pradesh
Address 11,Raised Ground Floor,Lekhraj Khazana,Faizabad Roadlucknowuttar Pradesh226016

These details help users in online banking and for businesses and individuals who use Hdfc Bank in Lucknow for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0000296 for the Lucknow - Faizabad Road - U P branch of Hdfc Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Lucknow - Faizabad Road - U P, Lucknow, Uttar Pradesh, is provided with a unique IFSC like HDFC0000296 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Lucknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Lucknow and Lucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Lucknow - Faizabad Road - U P do not get mixed with another location.

Format of the IFSC Code HDFC0000296

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lucknow - Faizabad Road - U P in Lucknow.

For example, the IFSC Code HDFC0000296 of Hdfc Bank for the Lucknow - Faizabad Road - U P branch has these elements, identifying the bank and the branch location in Lucknow and Uttar Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0000296 of Hdfc Bank for its Lucknow - Faizabad Road - U P branch located in Lucknow, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Lucknow and Lucknow, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Lucknow - Faizabad Road - U P or Lucknow to get the exact IFSC Code HDFC0000296.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Lucknow, then it will provide you proper information.

How to Use IFSC Code HDFC0000296 for Online Transfers?

Once you have the IFSC Code HDFC0000296 for the Lucknow - Faizabad Road - U P branch of Hdfc Bank in Lucknow, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0000296. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0000296.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Lucknow - Faizabad Road - U P in Lucknow, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Lucknow - Faizabad Road - U P, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lucknow manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Lucknow - Faizabad Road - U P, Lucknow?

The IFSC Code is HDFC0000296.

Is the IFSC Code HDFC0000296 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Lucknow - Faizabad Road - U P?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lucknow - Faizabad Road - U P branch?

The address of the branch is 11,Raised Ground Floor,Lekhraj Khazana,Faizabad Roadlucknowuttar Pradesh226016 located in Lucknow, Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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