Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Hdfc Bank for its North Lakhimpur Branch branch in Lakhimpur, North Lakhimpur, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Hdfc Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code HDFC0002676. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, North Lakhimpur Branch, Lakhimpur

Here are some of the key details that come with the IFSC Code HDFC0002676 of Hdfc Bank for its branch located in Lakhimpur, within the district of North Lakhimpur in the state of Assam.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0002676
Branch North Lakhimpur Branch
City Lakhimpur
District North Lakhimpur
State Assam
Address Hdfc Bank Limited Gb Market, In Front Of Daily Bazar, Nt Road, Word No 13, North Lakhimpur Assam 787001

These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Lakhimpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0002676 for the North Lakhimpur Branch branch of Hdfc Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in North Lakhimpur Branch, Lakhimpur, Assam, are allotted a unique IFSC like HDFC0002676 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lakhimpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Lakhimpur and North Lakhimpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Hdfc Bank in North Lakhimpur Branch reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code HDFC0002676

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as North Lakhimpur Branch in Lakhimpur.

For example, the IFSC Code HDFC0002676 of Hdfc Bank for the North Lakhimpur Branch branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0002676 of Hdfc Bank for its North Lakhimpur Branch branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Lakhimpur and North Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for North Lakhimpur Branch or Lakhimpur to get the exact IFSC Code HDFC0002676.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Lakhimpur that will provide accurate information.

How to Use IFSC Code HDFC0002676 for Online Transfers?

If you have the IFSC Code HDFC0002676 for the North Lakhimpur Branch branch of Hdfc Bank in Lakhimpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0002676. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0002676.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank North Lakhimpur Branch in Lakhimpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in North Lakhimpur Branch, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in North Lakhimpur Branch, Lakhimpur?

The IFSC Code is HDFC0002676.

Is the IFSC Code HDFC0002676 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank North Lakhimpur Branch?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the North Lakhimpur Branch branch?

The address of the branch is Hdfc Bank Limited Gb Market, In Front Of Daily Bazar, Nt Road, Word No 13, North Lakhimpur Assam 787001 located in Lakhimpur, North Lakhimpur, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.