The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Palia Kalan branch in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0001965. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Palia Kalan, Lakhimpur Kheri

Here are some of the key details that come with the IFSC Code HDFC0001965 of Hdfc Bank for its branch located in Lakhimpur Kheri, within the district of Palia Kalan in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001965
Branch Palia Kalan
City Lakhimpur Kheri
District Palia Kalan
State Uttar Pradesh
Address Hdfc Bank Ltd Station Road Palia Kalan Dist Lakhimpur Khiri Palia Kalan Uttar Pradesh 262902

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Lakhimpur Kheri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0001965 for the Palia Kalan branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Palia Kalan, Lakhimpur Kheri, Uttar Pradesh, are given a unique IFSC like HDFC0001965 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lakhimpur Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Lakhimpur Kheri and Palia Kalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Palia Kalan goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001965

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Palia Kalan in Lakhimpur Kheri.

For example, the IFSC Code HDFC0001965 of Hdfc Bank for the Palia Kalan branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001965 of Hdfc Bank for its Palia Kalan branch located in Lakhimpur Kheri, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Lakhimpur Kheri and Palia Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Palia Kalan or Lakhimpur Kheri to get the exact IFSC Code HDFC0001965.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Lakhimpur Kheri that will provide accurate information.

How to Use IFSC Code HDFC0001965 for Online Transfers?

If you have the IFSC Code HDFC0001965 for the Palia Kalan branch of Hdfc Bank in Lakhimpur Kheri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001965. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0001965.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Palia Kalan in Lakhimpur Kheri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Palia Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Palia Kalan, Lakhimpur Kheri?

The IFSC Code is HDFC0001965.

Is the IFSC Code HDFC0001965 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Palia Kalan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Palia Kalan branch?

The address of the branch is Hdfc Bank Ltd Station Road Palia Kalan Dist Lakhimpur Khiri Palia Kalan Uttar Pradesh 262902 located in Lakhimpur Kheri, Palia Kalan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.