Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Mohammadi branch in Lakhimpur Kheri, Mohammadi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0004477. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Hdfc Bank, Mohammadi, Lakhimpur Kheri
The table below shows the main details of the IFSC Code HDFC0004477 for the Hdfc Bank branch in Lakhimpur Kheri, which falls under the Mohammadi district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Hdfc Bank |
| IFSC Code | HDFC0004477 |
| Branch | Mohammadi |
| City | Lakhimpur Kheri |
| District | Mohammadi |
| State | Uttar Pradesh |
| Address | Hdfc Bank Ltd Gola Road Mohammadi Lakhimpur Kheri Mohammadi Uttar Pradesh 262804 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Hdfc Bank in Lakhimpur Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0004477 for the Mohammadi branch of Hdfc Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Mohammadi, Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like HDFC0004477 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Hdfc Bank branch in Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur Kheri and Mohammadi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Hdfc Bank in Mohammadi do not get misguided to another person.
Format of the IFSC Code HDFC0004477
The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Hdfc Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohammadi in Lakhimpur Kheri.
For example, the IFSC Code HDFC0004477 of Hdfc Bank for the Mohammadi branch includes these elements, identifying the bank and the branch location in Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Hdfc Bank?
If you are trying to find the IFSC Code HDFC0004477 of Hdfc Bank for its Mohammadi branch located in Lakhimpur Kheri, the following methods can help:
Cheque Book
The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Hdfc Bank branches in Lakhimpur Kheri and Mohammadi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Mohammadi or Lakhimpur Kheri to get the exact IFSC Code HDFC0004477.
Mobile Banking App
If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Lakhimpur Kheri, you'll get the correct details.
How to Use IFSC Code HDFC0004477 for Online Transfers?
Once you have the IFSC Code HDFC0004477 for the Mohammadi branch of Hdfc Bank in Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code HDFC0004477. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0004477.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Mohammadi in Lakhimpur Kheri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Mohammadi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Hdfc Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Lakhimpur Kheri manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is HDFC0004477.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hdfc Bank Ltd Gola Road Mohammadi Lakhimpur Kheri Mohammadi Uttar Pradesh 262804 located in Lakhimpur Kheri, Mohammadi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.