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IFSC Code of Hdfc Bank, Padrauna, Padrauna, Uttar Pradesh — HDFC0001906

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Hdfc Bank for its Padrauna branch in Kushi Nagar, Padrauna, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Hdfc Bank located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0001906. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Padrauna, Kushi Nagar

Here are the key points that are associated with the IFSC Code HDFC0001906 of Hdfc Bank for its branch located in Kushi Nagar, within the district of Padrauna in the state of Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0001906
Branch Padrauna
City Kushi Nagar
District Padrauna
State Uttar Pradesh
Address Hdfc Bank Ltd Plot No.900, Dharamshala Road, Post Padrauna Padrauna Uttar Pradesh

These details are important not only for users using online banking but also for businesses and individuals who use Hdfc Bank in Kushi Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code HDFC0001906 for the Padrauna branch of Hdfc Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Hdfc Bank located in Padrauna, Kushi Nagar, Uttar Pradesh, are given a unique IFSC like HDFC0001906 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kushi Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kushi Nagar and Padrauna.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Hdfc Bank in Padrauna goes to the correct branch. This is important because Hdfc Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code HDFC0001906

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Padrauna in Kushi Nagar.

For example, the IFSC Code HDFC0001906 of Hdfc Bank for the Padrauna branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0001906 of Hdfc Bank for its Padrauna branch located in Kushi Nagar, the following methods can help:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Hdfc Bank branches in Kushi Nagar and Padrauna, print them on the first page of your passbook.

Bank Website

Visit the official website of Hdfc Bank and navigate to the branch locator section. Search for Padrauna or Kushi Nagar to get the exact IFSC Code HDFC0001906.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Hdfc Bank and Kushi Nagar, you'll get the correct details.

How to Use IFSC Code HDFC0001906 for Online Transfers?

Once you have the IFSC Code HDFC0001906 for the Padrauna branch of Hdfc Bank in Kushi Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0001906. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Hdfc Bank IFSC Code HDFC0001906.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Hdfc Bank Padrauna in Kushi Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Padrauna, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kushi Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Padrauna, Kushi Nagar?

The IFSC Code is HDFC0001906.

Is the IFSC Code HDFC0001906 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Padrauna?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Padrauna branch?

The address of the branch is Hdfc Bank Ltd Plot No.900, Dharamshala Road, Post Padrauna Padrauna Uttar Pradesh located in Kushi Nagar, Padrauna, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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