The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Khadda branch in Kushi Nagar, Khadda, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Kushi Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0008920. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Khadda, Kushi Nagar

The table below shows the main details of the IFSC Code HDFC0008920 for the Hdfc Bank branch in Kushi Nagar, which falls under the Khadda district in Uttar Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008920
Branch Khadda
City Kushi Nagar
District Khadda
State Uttar Pradesh
Address Grd Floor Part Of Gata No 1275 Paniyahawa Road Khadda Kushinagar Khadda Uttar Pradesh 274802

These details helps users in online banking and for businesses and individuals who use Hdfc Bank in Kushi Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008920 for the Khadda branch of Hdfc Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Khadda, Kushi Nagar, Uttar Pradesh, is provided with a unique IFSC like HDFC0008920 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kushi Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kushi Nagar and Khadda.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Khadda do not get mixed with another location.

Format of the IFSC Code HDFC0008920

This is the format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Hdfc Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khadda in Kushi Nagar.

For example, the IFSC Code HDFC0008920 of Hdfc Bank for the Khadda branch includes these elements, identifying the bank and the branch location in Kushi Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Hdfc Bank?

If you are looking for the IFSC Code HDFC0008920 of Hdfc Bank for its Khadda branch located in Kushi Nagar, the following methods can help:

Cheque Book

The cheque book that is issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Hdfc Bank branches in Kushi Nagar and Khadda, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Hdfc Bank and look for the branch locator section, then search for Khadda or Kushi Nagar to get the exact IFSC Code HDFC0008920.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Hdfc Bank and Kushi Nagar, then it will provide you proper information.

How to Use IFSC Code HDFC0008920 for Online Transfers?

If you have the IFSC Code HDFC0008920 for the Khadda branch of Hdfc Bank in Kushi Nagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code HDFC0008920. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Hdfc Bank IFSC Code HDFC0008920.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Hdfc Bank Khadda in Kushi Nagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Khadda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kushi Nagar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Khadda, Kushi Nagar?

The IFSC Code is HDFC0008920.

Is the IFSC Code HDFC0008920 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Khadda?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khadda branch?

The address of the branch is Grd Floor Part Of Gata No 1275 Paniyahawa Road Khadda Kushinagar Khadda Uttar Pradesh 274802 located in Kushi Nagar, Khadda, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.