For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Hdfc Bank for its Gayatri Estates Maddur Nagar branch in Kurnool, Kurnool, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Hdfc Bank located in Kurnool or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code HDFC0008054. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Hdfc Bank, Gayatri Estates Maddur Nagar, Kurnool

Here are the key points that are associated with the IFSC Code HDFC0008054 of Hdfc Bank for its branch located in Kurnool, within the district of Kurnool in the state of Andhra Pradesh.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0008054
Branch Gayatri Estates Maddur Nagar
City Kurnool
District Kurnool
State Andhra Pradesh
Address Ground Floor D No 50 753 177 E4 Tagore Nagar Kurnool Andhra Pradesh 518002

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Kurnool for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0008054 for the Gayatri Estates Maddur Nagar branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Gayatri Estates Maddur Nagar, Kurnool, Andhra Pradesh, is provided with a unique IFSC like HDFC0008054 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kurnool.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kurnool and Kurnool.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Gayatri Estates Maddur Nagar do not get mixed with another location.

Format of the IFSC Code HDFC0008054

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Hdfc Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gayatri Estates Maddur Nagar in Kurnool.

For example, the IFSC Code HDFC0008054 of Hdfc Bank for the Gayatri Estates Maddur Nagar branch has these elements, identifying the bank and the branch location in Kurnool and Andhra Pradesh correctly.

How to Find IFSC Code for Hdfc Bank?

To find the IFSC Code HDFC0008054 of Hdfc Bank for its Gayatri Estates Maddur Nagar branch located in Kurnool, the following methods can help you out:

Cheque Book

The cheque book issued by Hdfc Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kurnool and Kurnool, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and go to the branch locator section. Then search for Gayatri Estates Maddur Nagar or Kurnool to find the exact IFSC Code HDFC0008054.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Hdfc Bank and Kurnool will provide accurate information.

How to Use IFSC Code HDFC0008054 for Online Transfers?

Once you have the IFSC Code HDFC0008054 for the Gayatri Estates Maddur Nagar branch of Hdfc Bank in Kurnool, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0008054. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0008054.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Gayatri Estates Maddur Nagar in Kurnool, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Hdfc Bank in Gayatri Estates Maddur Nagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kurnool manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Gayatri Estates Maddur Nagar, Kurnool?

The IFSC Code is HDFC0008054.

Is the IFSC Code HDFC0008054 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Gayatri Estates Maddur Nagar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gayatri Estates Maddur Nagar branch?

The address of the branch is Ground Floor D No 50 753 177 E4 Tagore Nagar Kurnool Andhra Pradesh 518002 located in Kurnool, Kurnool, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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