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IFSC Code of Hdfc Bank, Chevayoor, Kozhikode, Kerala — HDFC0009434

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Hdfc Bank for its Chevayoor branch in Kozhikode, Kozhikode, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Hdfc Bank located in Kozhikode or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code HDFC0009434. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Hdfc Bank, Chevayoor, Kozhikode

The table below shows the main details of the IFSC Code HDFC0009434 for the Hdfc Bank branch in Kozhikode, which falls under the Kozhikode district in Kerala.

Particulars Details
Bank Hdfc Bank
IFSC Code HDFC0009434
Branch Chevayoor
City Kozhikode
District Kozhikode
State Kerala
Address Hdfc Bank Ltd Door No 21 5794B C Ground Floor Chevayoor Calicut Kerala Kozhikode Kerala 673017

These details are essential not only for online banking users but also for businesses and individuals who use Hdfc Bank in Kozhikode for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code HDFC0009434 for the Chevayoor branch of Hdfc Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Hdfc Bank located in Chevayoor, Kozhikode, Kerala, is provided with a unique IFSC like HDFC0009434 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Hdfc Bank branch in Kozhikode.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kozhikode and Kozhikode.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Hdfc Bank in Chevayoor do not get mixed with another location.

Format of the IFSC Code HDFC0009434

The format of the IFSC Code for banks, including Hdfc Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Hdfc Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chevayoor in Kozhikode.

For example, the IFSC Code HDFC0009434 of Hdfc Bank for the Chevayoor branch includes these elements, identifying the bank and the branch location in Kozhikode and Kerala accurately.

How to Find IFSC Code for Hdfc Bank?

If you are trying to find the IFSC Code HDFC0009434 of Hdfc Bank for its Chevayoor branch located in Kozhikode, the following methods can help:

Cheque Book

The cheque books that are issued by Hdfc Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Hdfc Bank branches in Kozhikode and Kozhikode, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Hdfc Bank and find the branch locator section. Search for Chevayoor or Kozhikode to get the exact IFSC Code HDFC0009434.

Mobile Banking App

If you use Hdfc Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Hdfc Bank and Kozhikode that will provide accurate information.

How to Use IFSC Code HDFC0009434 for Online Transfers?

Once you have the IFSC Code HDFC0009434 for the Chevayoor branch of Hdfc Bank in Kozhikode, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code HDFC0009434. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Hdfc Bank IFSC Code HDFC0009434.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Hdfc Bank Chevayoor in Kozhikode, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Hdfc Bank in Chevayoor, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Hdfc Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kozhikode manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Hdfc Bank in Chevayoor, Kozhikode?

The IFSC Code is HDFC0009434.

Is the IFSC Code HDFC0009434 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Hdfc Bank Chevayoor?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chevayoor branch?

The address of the branch is Hdfc Bank Ltd Door No 21 5794B C Ground Floor Chevayoor Calicut Kerala Kozhikode Kerala 673017 located in Kozhikode, Kozhikode, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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